http://www.specialistautomotivefinance.org.uk/home/ 2024-01-04T11:13:04+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/what-is-saf/ 2021-03-18T17:52:44+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/saf-essentials/ 2019-04-24T09:45:12+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/saf-expert/ 2024-02-09T10:28:11+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/saf-advanced/ 2019-04-29T08:34:13+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/saf-approved/ 2021-10-21T16:00:58+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/training-material/ 2024-02-09T10:23:02+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/news/ 2019-04-05T17:25:25+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/news/saf-equivalence-providers 2022-12-02T16:03:50+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/news/saf-approved-equivalence-critera-and-process 2022-10-20T17:09:29+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/news/new-joiners-and-saf-approved-businesses 2016-01-28T15:31:22+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/news/new-joiners-and-saf-approved-businesses/saf-competition-winners/ 2016-01-28T15:43:57+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/news/new-joiners-and-saf-approved-businesses/saf-competition-winners/update-on-fca-activity/ 2016-01-28T15:45:27+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/news/new-saf-training-material 2016-04-29T14:14:09+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/news/fla-celebrates-saf-advanced-graduates-at-house-of-commons 2016-05-24T12:07:23+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/news/fla-gains-government-approval-to-create-new-motor-finance-apprenticeship 2016-10-31T13:10:28+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/news/saf-training-options 2019-04-30T13:28:01+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/news/saf-test-site-down 2024-01-04T11:02:52+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/news/saf-test-site-down 2024-01-04T11:05:10+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/news/saf-test-site-down 2024-01-04T11:15:54+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/faqs/ 2015-10-02T15:04:06+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/dealer-supporters/ 2015-09-30T13:01:32+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/terms-and-conditions/ 2015-10-07T10:19:15+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/privacy/ 2018-05-22T16:55:42+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/contact-us/ 2015-10-08T10:30:37+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/sitemap/ 2015-11-26T11:23:03+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/ali-nazim-cargiant/ 2016-05-24T09:20:08+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/jon-holdsworth-cargiant/ 2016-05-24T09:19:53+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/craig-brown-porsche-retail-group/ 2016-05-24T09:19:37+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/dan-jackson-black-horse/ 2016-05-24T09:19:22+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/paula-bulloch-black-horse/ 2016-05-24T09:19:08+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/neil-bowry-black-horse/ 2016-05-24T09:18:53+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/lisa-handley-first-response/ 2016-07-28T14:51:10+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/kelly-turner-fca-automotive-services/ 2016-05-24T09:18:24+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/ 2024-01-08T16:38:47+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/how-use-material.html 2024-01-08T16:41:32+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/how-use-material-continued.html 2020-02-10T10:14:26+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/why-should-i-review-material-0.html 2024-01-29T14:17:20+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/challenges-facing-motor-finance.html 2024-01-09T14:58:32+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/saf-training-material-overview.html 2016-07-01T12:36:00+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/how-use-material-0.html 2020-02-10T10:29:02+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/1-finance-structures.html 2016-07-01T12:08:10+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/tri-partite-transactions-0.html 2016-07-01T12:36:00+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/tri-partite-question.html 2016-07-01T12:36:00+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/balloon-payment.html 2018-04-26T09:09:14+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/balloon-payment-schedule-0.html 2016-07-01T12:36:00+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/advance-rentalspayments.html 2016-07-01T12:36:01+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/terminal-pause.html 2021-03-17T15:23:39+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/spread-rental.html 2021-03-17T11:58:47+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/summary-2.html 2016-07-01T13:08:37+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/summary-2.html 2016-07-01T13:08:55+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/summary-2.html 2016-07-01T12:36:01+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/2-hire-purchase.html 2016-07-01T12:36:01+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/definition-0.html 2016-07-01T12:36:01+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/structure-7.html 2024-01-29T14:58:50+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/common-profiles.html 2016-07-01T12:36:01+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/ending-agreement.html 2018-04-17T11:13:46+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/pcp-versus-hp-agreements.html 2016-07-01T12:36:01+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/summary-3.html 2024-01-29T15:24:10+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/structure-8.html 2024-01-29T15:30:21+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/3-personal-contract-purchase.html 2016-07-01T12:36:01+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/common-profiles-0.html 2024-01-29T15:35:25+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/ending-agreement-0.html 2018-04-17T11:30:55+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/summary-4.html 2024-01-29T15:41:10+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/4-personal-loans.html 2016-07-01T12:36:01+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/personal-loans.html 2016-07-01T12:36:01+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/structure-9.html 2018-01-03T15:08:33+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/common-profiles-1.html 2016-07-01T12:36:02+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/ending-agreement-1.html 2018-01-03T15:01:32+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/summary-5.html 2018-01-03T15:11:06+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/5-contract-hire.html 2016-07-01T12:36:02+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/what-contract-hire.html 2024-01-29T15:57:05+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/contract-hire-lessees-and-lessors.html 2024-01-29T15:58:37+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/structure-contract-hire-agreements.html 2016-07-01T12:36:02+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/during-agreement.html 2018-04-17T11:46:35+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/end-agreement.html 2016-07-01T12:36:02+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/summary-6.html 2024-01-29T16:01:12+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/personal-contract-hire.html 2018-01-03T16:02:44+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/6-conditional-sale.html 2024-01-29T16:18:51+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/conditional-sale-versus-hire-purchase.html 2016-07-01T12:36:02+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/structure-1.html 2024-01-29T16:21:52+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/common-profiles-2.html 2024-01-29T16:23:10+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/ending-agreement-2.html 2018-01-04T10:31:05+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/summary-8.html 2024-01-29T16:28:24+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/7-credit-sale.html 2016-07-01T12:36:02+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/credit-sale.html 2016-07-01T12:36:02+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/structure-2.html 2024-01-30T08:26:06+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/credit-sale-common-profiles.html 2024-01-30T08:30:41+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/ending-agreement-3.html 2016-07-01T12:36:02+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/summary-9.html 2024-01-30T08:34:55+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/8-lease-purchase.html 2016-07-01T12:36:02+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/lease-purchase.html 2016-07-01T12:36:02+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/structure-3.html 2024-01-30T08:41:30+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/lease-purchase-common-profiles.html 2016-07-01T12:36:02+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/ending-agreement-4.html 2018-01-04T14:04:14+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/summary-10.html 2024-01-30T09:23:52+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/9-finance-lease.html 2016-07-01T12:36:02+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/question.html 2016-07-01T12:36:02+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/structure-4.html 2024-01-30T09:38:12+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/finance-leases-versus-contract-hire-0.html 2024-01-30T09:40:09+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/finance-lease-common-profiles.html 2016-07-01T12:36:02+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/ending-agreement-8.html 2018-01-09T16:06:04+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/summary-11.html 2024-01-30T09:49:43+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/10-secured-loans.html 2016-07-01T12:36:03+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/users.html 2018-01-09T16:11:03+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/structure-5.html 2018-01-09T16:22:02+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/secured-loans-common-profiles-0.html 2016-07-01T12:36:03+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/ending-agreement-6.html 2018-01-09T16:39:01+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/summary-12.html 2016-07-01T12:36:03+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/11-interest-rates.html 2016-07-01T12:36:03+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/what-fixed-rate-1.html 2016-07-01T12:36:03+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/fixed-interest-payment-structure.html 2016-07-01T12:36:03+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/variable-interest.html 2018-01-09T16:42:44+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/components-variable-rate-0.html 2024-01-30T11:45:18+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/variable-interest-payment-structure.html 2016-07-01T12:36:03+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/summary-7.html 2020-02-10T10:41:45+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/1-changes-consumer-credit-regulation.html 2024-01-30T11:53:12+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/consumer-credit-act-0.html 2024-01-30T12:00:32+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/aims-and-protections-consumer-credit-regime.html 2016-07-01T12:36:03+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/customers-who-are-protected.html 2016-07-01T12:36:03+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/legislation.html 2016-07-01T12:36:03+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/where-legislation-does-not-apply.html 2016-07-01T12:36:03+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/2-financial-conduct-authority-fca-and-principles-based-regulation.html 2024-01-30T16:04:54+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/consumer-duty.html 2024-02-01T08:16:49+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/responsibility-regulating-consumer-credit.html 2016-07-01T12:36:03+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/consumer-duty-example-armed-forces-customers.html 2024-01-31T16:27:59+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/fcas-regulatory-toolkit.html 2024-01-30T16:18:33+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/another-key-principle-fca-regime.html 2024-01-30T16:21:41+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/beyond-prin.html 2024-01-31T11:10:59+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/requirements.html 2024-01-31T11:17:37+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/how-fca-supervise-firms-and-enforce-consumer-credit-regime.html 2024-01-31T11:27:41+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/fcas-day-day-supervision-regulated-firms.html 2016-07-01T12:36:03+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/classification-regulated-firms.html 2018-01-10T09:24:34+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/enforcement-action.html 2016-07-01T12:36:03+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/3-fca-interim-permission-and-authorisation.html 2020-02-10T11:14:40+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/what-authorisation-and-what-interim-permission.html 2024-01-31T11:35:07+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/applications-fca-authorisation.html 2016-07-01T12:36:03+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/appointed-representatives.html 2024-01-31T11:39:10+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/full-or-limited-permission.html 2024-01-31T11:40:03+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/approved-persons-and-controlled-functions.html 2024-01-31T11:43:55+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/regulatory-reporting-requirements.html 2016-07-01T12:36:03+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/frequency-reporting.html 2016-07-01T12:36:03+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/certification-regime.html 2020-02-11T10:50:34+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/approved-persons-and-new-senior-manager-functions.html 2024-01-31T11:55:36+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/meeting-fcas-threshold-conditions.html 2016-07-01T12:36:03+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/general-insurance-regulation.html 2024-01-31T13:04:11+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/gap-insurance-1.html 2018-01-10T10:08:07+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/gap-insurance-2.html 2018-01-10T10:10:21+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/4-financial-promotions-and-communications-customers.html 2016-07-01T12:36:04+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/definitions.html 2020-02-10T11:32:10+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/fcas-rules-financial-promotions.html 2022-05-11T09:50:18+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/factors-firms-consider-when-preparing-financial-promotions-and-communications.html 2021-03-17T11:12:43+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/annual-percentage-rate.html 2024-01-31T13:05:46+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/5-pre-contractual-requirements-including-adequate-explanations.html 2020-02-07T16:45:48+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/decisions-regarding-finance-package.html 2023-04-05T14:35:42+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/pre-contract-information-document.html 2021-05-27T11:24:49+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/pre-contractual-explanation-regulated-credit-agreements.html 2021-03-17T11:17:17+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/documentationagreement.html 2024-01-31T13:07:39+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/know-your-customer.html 2021-03-17T11:21:05+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/know-your-customer-2.html 2016-07-01T12:36:04+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/6-post-contract-information-and-rights.html 2016-07-01T12:36:04+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/information-which-must-be-provided-post-contract.html 2016-07-01T12:36:04+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/rights-withdrawalcancellation.html 2018-01-15T16:46:32+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/right-withdrawal-under-cca.html 2023-04-05T14:41:49+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/early-settlement.html 2018-01-15T16:49:36+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/voluntary-terminations-halves-rule.html 2018-01-18T15:03:15+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/arrears-and-default.html 2024-01-31T13:13:47+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/enforcing-debts.html 2018-01-18T15:05:54+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/collections.html 2018-01-18T15:09:05+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/repossession-restrictions-thirds-rule.html 2018-01-18T15:18:59+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/rights-to-reject-repair-replace-1.html 2018-01-18T15:22:02+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/rights-to-reject-repair-replace-2.html 2018-01-18T15:22:39+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/rights-to-reject-repair-replace-3.html 2018-01-18T15:25:33+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/7-responsible-lending.html 2016-07-01T12:36:04+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/fcas-rules-responsible-lending.html 2024-01-31T13:15:16+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/factors-which-lenders-should-take-account-when-assessing-customers-ability-make-repayments.html 2020-02-10T11:41:53+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/sources-information.html 2024-01-31T13:23:01+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/use-credit-reference-agencies.html 2016-07-01T12:36:05+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/8-vulnerable-customers-and-mental-capacity.html 2020-02-07T16:48:41+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/mental-capacity.html 2024-02-01T08:58:01+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/relevance-mental-capacity-borrowing-and-lending-decisions.html 2018-01-18T16:08:54+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/identifying-mental-capacity-issues.html 2024-02-01T10:41:56+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/the-fcas-key-drivers-of-vulnerability.html 2024-02-01T10:24:00+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/risks.html 2024-02-01T11:36:35+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/managing-mental-capacity-issues-showrooms.html 2020-03-04T10:49:30+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/vulnerability-and-conc.html 2024-02-01T11:21:41+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/dos-and-donts.html 2016-07-01T12:36:05+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/firms-responsibilities-under-conc.html 2018-01-19T11:11:24+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/data-protection-implications.html 2024-02-01T11:41:15+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/9-financial-incentives.html 2016-07-01T12:36:05+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/commission-and-other-fees-received-motor-dealer.html 2024-01-31T13:47:03+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/risks-posed-customers-incentive-schemes.html 2024-01-31T13:49:08+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/managing-risks-consumers.html 2016-07-01T12:36:05+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/management-information.html 2016-07-01T12:36:05+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/business-quality-monitoring.html 2016-07-01T12:36:05+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/controlling-inappropriate-behaviour.html 2016-07-01T12:36:05+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/governance-arrangements.html 2016-07-01T12:36:05+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/appointed-representatives-0.html 2016-07-01T12:36:05+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/10-unfair-relationships-and-unfair-trading-regulations.html 2024-01-31T13:54:53+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/what-are-unfair-relationships.html 2024-01-31T13:56:12+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/consumer-protection-unfair-trading-regulations.html 2016-07-01T12:36:05+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/how-regulations-affect-motor-industry.html 2016-07-01T12:36:05+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/31-banned-practices.html 2024-01-31T14:03:16+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/impact-motor-dealerships.html 2016-07-01T12:36:05+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/11-distance-selling.html 2021-03-17T11:45:03+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/what-are-consumer-contracts-regulations.html 2016-09-15T11:26:04+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/distance-selling-premise-selling-and-premise-selling.html 2018-04-18T15:03:47+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/providing-clear-information.html 2016-07-01T12:36:05+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/distance-selling-dealerships.html 2021-03-17T11:51:24+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/ancillary-contracts.html 2021-03-17T11:52:58+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/ordering-time.html 2021-03-17T11:54:08+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/12-asset-registration.html 2016-07-01T12:36:05+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/asset-registration-and-recording-ownership.html 2024-02-01T11:44:59+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/industry-best-practice.html 2024-01-31T14:26:38+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/13-data-protection.html 2018-05-23T14:53:23+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/legislation-0.html 2024-01-31T14:28:15+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/what-data.html 2024-01-31T14:29:25+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/information-commissioners-office-ico.html 2018-05-23T15:17:06+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/data-protection-individual-rights.html 2018-05-25T12:50:52+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/six-data-protection-principles.html 2018-05-24T08:56:33+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/14-anti-money-laundering.html 2016-07-01T12:36:05+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/definition.html 2018-01-19T15:05:00+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/objectives-money-laundering-regulations.html 2020-02-10T12:24:23+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/regulators.html 2018-02-14T15:06:00+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/responsibilities.html 2016-07-01T12:36:06+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/individual-liability.html 2016-07-01T12:36:06+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/prevention.html 2018-01-19T15:24:14+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/15-fla-lending-code-and-dispute-resolution.html 2020-02-10T13:24:16+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/finance-leasing-association-fla-0.html 2024-02-01T11:56:01+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/conciliation-and-arbitration-0.html 2016-07-01T12:36:06+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/fcas-complaint-handling-requirements-and-financial-ombudsman-service-fos.html 2024-01-31T14:58:39+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/saf-competence-test.html 2016-07-01T12:36:06+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/toolbox.html 2021-03-17T14:29:12+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/glossary.html 2024-02-01T13:14:13+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/the-automotive-finance-market.html 2024-01-29T14:25:32+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/benefits-of-automotive-finance-to-customers.html 2020-03-03T14:45:44+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/automotive-finance-products.html 2020-02-20T15:12:20+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/fca-review-of-motor-finance.html 2020-02-20T15:22:43+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/annual-percentage-rate-and-written-examples.html 2020-02-20T15:28:26+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/the-digital-experience.html 2021-05-27T11:25:29+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/what-are-distance-sales.html 2021-03-17T11:48:10+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/distance-credit-and-hire-contracts.html 2021-05-27T11:25:55+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/resources/preventing-fraud.html 2021-03-16T15:55:14+00:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/nigel-vines-lexustoyotal-financial-services/ 2016-05-24T09:17:58+01:00 monthly 0.8http://www.specialistautomotivefinance.org.uk/ros-greener-acornmoneyautoebid/ 2016-05-24T09:31:49+01:00 monthly 0.8